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What Exactly Is a Deductible?

When you are purchasing new insurance in Kankakee, Manteno, Bourbonnais or Bradley, or renewing a current policy, you should think about the cost of your deductible. Simply put, a deductible is the amount of money you will pay out of pocket for any damage to your property. You will select the deductible level you want for coverage. Be sure to pick an amount you can afford. The deductible is the amount you’re required to pay before your insurance provider pays for any covered losses.

 

Whether insuring your home in Bourbonnais or Bradley or your vehicle in Manteno or Kankakee, the amount of your deductible will affect your premium rates. If you are willing to pay a higher deductible, you could get a lower premium. Alternatively, you might pay a higher premium rate if you choose a lower deductible.

 

Make sure you select a deductible amount that you can afford in the event you need to file a claim.

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BRADLEY BOURBONNAIS MANTENO KANKAKEE MANHATTAN





Scott and Rhonda
435 E. North St.
Bradley, IL 60915
Phone (815) 929-2203
Fax (815) 929-2207
Ted, Michelle & Genya
576 Latham Dr.
Bourbonnais, IL 60914
Phone (815) 929-2200
Fax (815) 937-3885
Jim, Josh, Kristyn & Aimee
303 Section Line Rd.
Manteno, IL 60950
Phone (815) 468-8763
Fax (815) 468-7563
Brian and Jacci
303 Section Line Rd.
Manteno, IL 60950
Phone (815) 468-2776
Fax (815) 468-2371
Suzie, Cheryl, & Kristina 
255 E. Station Street
Kankakee, IL 60901
Phone (815) 352-4655
Fax (815) 932-6744
Josh
25640 S. Gougar Rd.
Manhattan, IL 60442
Phone (815) 468-8763
Fax (815) 468-7563